Why Optum Rates Higher

Driven by strategic coaching and transparent pricing, Optum sets a new benchmark in F&I solutions—built on trust, clarity, and continuous coaching.

Integrity

We uphold a dealer-first mentality, ensuring loyalty and lasting partnerships.

Community

We support you, your dealership, and the communities you serve.

Excellence

We constantly refine our tools and coaching to drive consistent results.

Growth

We align our success with yours—growing together as your trusted partner.

Our F&I Tools & Services

Performance Based Profit Programs

Hands-On Coaching

Preferred Vehicle Service Agreements

Appearance & Protection Options

GAP Coverage

Tire and Wheel Plans

Value-Added Bundles

Key and Lock Replacement

Built-to-Scale F&I Offerings For Every Dealer Type

Automotive Finance & Protection Products
A comprehensive portfolio, from VSCs to bundled options—designed for both new and used inventory.
Commercial & Heavy-Duty Coverage
Robust F&I products suited for trucks, buses, and fleet vehicles.
RV & Powersports Protection Plans
Tailored solutions for RVs, ATVs, motorcycles, and other adventurous rides.
Marine & Watercraft Packages
Inclusive coverage for everything from jet skis to yachts.

Unlock More Profit. Empower F&I.

Optimize your dealership’s performance with Optum’s innovative F&I solutions, training, and strategic support to elevate profitability—every deal, every day.

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